Rachel Cruze and George Kamel, both self-described "Baby Step Seveners" (Dave Ramsey's debt-free highest tier), spent an episode of Smart Money Happy Hour playing a game they called "Bouge It or…
George Kamel — Podcast Appearances & AI Summaries
George Kamel has appeared on 15 podcast episodes in our AI-summarized catalog, including Smart Money Happy Hour with Rachel Cruze and George Kamel, The Ramsey Show, The Ramsey Show Highlights. Every appearance below has a free 5-minute AI summary.
What George said
“Is it giving me some lasting joy? Is it buying back my time? Is it helping me improve any area of my life... That kind of helps me filter if this is a worthy purchase versus just, ooh, I saw a thing and I want a thing.”
— George Kamel (38:00)
“I think the good people at Sam's Club were like, 'Hey man, that's between you and the Lord. We get it. We'll give you money back.'”
— George Kamel
“Katie, the horse doesn't even know your name.”
— George Kamel, during the legendary "sell the horse" call, explaining that emotional attachments to assets shouldn't override financial logic
“So you think about the marketing, you think about it all, and it's all coming from the same umbrella... It's like a false choice in the store. You think you have a choice. You don't. It's all the same.”
— George Kamel
“When Kirkland, which is Costco's in-house brand, they drop a version of a high-end product. Sometimes the original product then has to drop its prices to stay competitive.”
— George Kamel
“Avoiding taxes is a terrible way to quote unquote build wealth.”
— George Kamel
“The borrower is the slave to the lender. I don't like feeling like I'm a slave. So I'm drawing a line in the sand and I don't borrow money.”
— George Kamel
“It just makes me think there's such a spectrum of fun 'I've made it' moments. But really what it is is you have some margin.”
— George Kamel
“You are the answer... You're the answer, right? That responsibility, you all in this room have said, my life is my responsibility, and I'm going to take charge.”
— George Kamel, closing the show.
“I think instead of the traditional institutional childcare, can you find a retired grandmother who's bored out of her mind and has got all the motherly instincts.”
— George Kamel
Episode appearances
15 
The Hidden Costs of "Free" Money Kurt called in from Minneapolis with what sounded like a straightforward question: he and his wife are retired, debt-free, with a $2.5 million net worth, and…
For the second time in a week, George Kamel found himself lying on a deflated bounce house in his yard, trying to wrestle the thing back into its box while his toddler looked on. He had bought…
"$128.36 for six large pizzas in a Mexican airport." That's the number George Kamel remembers from a tap-to-order kiosk mishap—one of many small-money moments that Rachel Cruze and George Kamel…
When a man named Josh called into the Ramsey Show, he was making $85,000 a year at a new job but had six dollars in his bank account. He had just closed a business he ran for 15 years, leaving him…
“Better than I deserve,” “rice and beans,” “gazelle intensity,” and “sell the horse” are phrases that sound like nonsense to the uninitiated but function as shorthand for a specific financial…
“If you're that close, you're a creep. And if your friends care about that, get new friends.” That’s how George Kamel summed up the lesson of a viral video where a woman asked strangers to guess…
“I once saw someone tell Reddit their investing strategy was based on the phases of the moon,” George Kamel recalls, and that line sets the tone for this episode of Smart Money Happy Hour. Rachel…
"Twenty percent down is generally just the starting point," Jade Warshaw told a newlywed couple on The Ramsey Show, because the real question isn't the down payment percentage—it's whether the…
Rachel Cruze and George Kamel open with a confession: a listener wants to upgrade her wedding ring, but her husband thinks it's frivolous even though they have the money. This sparks the real…
"$300 is cheaper than the palette expander I'm gonna need to get for her dental work because her teeth are so jacked from the passy," Rachel Cruze explains, justifying a Bluey bounce house…
Surprisingly Simple Things That Make You Feel Wealthy The first time Rachel Cruze felt wealthy was when she finally ordered orange juice with room service without thinking about the price. Growing…
In the final stop of the Ramsey Show on Tour in Seal Beach, California, the room collectively paid off $2.74 million in debt in the last 12 months alone. That number came from audience members…
Disney, Debt, and the Price of Magic George Kamel used to be a Disney skeptic. He found the "Disney adult" culture off-putting—adults crying while hugging Winnie the Pooh, the whole vibe of people…
“I wouldn’t necessarily trust him.” That one sentence, spoken by a caller making $145,000 a year in tech, is the hinge of this entire episode of The Ramsey Show Highlights. The caller is a new…
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