How Do I Get My Boyfriend To Make More Money?

AI Summary

5 min read

“I wouldn’t necessarily trust him.” That one sentence, spoken by a caller making $145,000 a year in tech, is the hinge of this entire episode of The Ramsey Show Highlights. The caller is a new mother, eleven weeks postpartum, living with her boyfriend—a car salesman who hasn’t made a sale in weeks—in a house owned by her ailing father. She is covering all the bills, facing $3,000 a month in daycare costs, and wondering how to get her boyfriend to make more money. Dave Ramsey and co-host George Kamel do not answer that question. Instead, they reframe the problem entirely: the issue is not his income, but his presence.

The real problem is not the money

The caller’s central question—“How do I get my boyfriend to make more money?”—is the wrong question. Ramsey immediately identifies a deeper crisis. The caller makes $145,000 a year in tech, has no credit card debt, no student loans, and only $15,000 left on a car she is paying down aggressively. Her boyfriend, a car salesman, has not made a sale in weeks. She is covering all the bills. She also admits she would not trust him to watch their eleven-week-old baby. Ramsey’s response is blunt: “Rule number one: don’t have a baby with someone you wouldn’t trust to watch your child.” He then lists four reasons she should end the relationship: she didn’t want to be with him, she didn’t want to have a child with him, she doesn’t tru

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What you'll learn

1 (00:09) **Caller's Financial Crisis** - A new mother earning $145K in tech explains she is covering all bills because her boyfriend, a car salesman, isn't making sales, and she can't afford upcoming $3K/month daycare.
2 (01:00) **Hosts Probe Caller's Income and Expenses** - Dave asks about her ability to earn more and the rent increase, while George notes her $145K salary is strong.
3 (02:25) **Hosts Question the Boyfriend's Role** - Dave suggests the boyfriend become a stay-at-home dad if he can't sell cars, but the caller admits she doesn't trust him with the baby.
4 (03:20) **Dave Advises Ending the Relationship** - Dave bluntly tells the caller to dump the boyfriend, calling him "dead weight" and saying he needs a wake-up call.
5 (04:30) **Hosts Analyze the Budget** - George challenges the $3K rent and suggests moving or getting roommates; the caller reveals she's trapped in her father's house due to an inheritance tax strategy.
6 (06:03) **Practical Solutions: Roommates and Alternative Childcare** - Dave and George recommend kicking out the boyfriend, getting roommates to slash rent, and finding a retired grandmother or shared nanny for cheaper childcare.
7 (08:17) **Final Plan: Assume No Partner Contribution** - Dave concludes the caller must craft a forward plan without the boyfriend, focusing on reducing rent and childcare costs to create margin.

+ Full timestamped outline available in the app

Show Notes

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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