46 Minutes of Unique TikTok Side Hustles
August 20, 2026
AI Summary
5 min readOne TikTok creator says she makes nearly $10,000 a month selling personalized wedding napkins—without ever touching a napkin. She designs a monogram template in Canva, uploads it to Printify, and a third-party company prints, packs, and ships the order. The catch? Her real income comes from selling a course on how to start a print-on-demand Etsy business, not from the napkins themselves. That distinction—between the visible hustle and the actual revenue stream—runs through this entire episode, as Rachel Cruze and George Kamel react to a series of viral side hustle videos and sort the sustainable from the gimmicky.
The print-on-demand model and the course behind it
The napkin video is the episode's first case study, and it illustrates a pattern that repeats throughout: the most visible side hustle is often not the one making the real money. The creator demonstrates how to design a monogram napkin in under 60 seconds using Canva templates, then upload it to Printify, a print-on-demand platform that handles production and shipping. She claims the napkins bring in $6,000 to $10,000 per month. But as Rachel and George point out, her bio directs viewers to a link about starting a profitable print-on-demand business. "That's how she's making her money, not from selling napkins," George says. "It's from selling the course about how to sell the napkins." They are not dismissive of
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What you'll learn
- 1 (00:05) **Introduction & Side Hustle Brainstorm** - Rachel and George introduce the topic of unique side hustles and share their own dream side hustles.
- 2 (12:21) **Selling Personalized Wedding Napkins** - A TikTok creator explains how to make thousands of dollars a month selling custom napkins through print-on-demand.
- 3 (19:21) **A Multi-Stream Side Hustle Breakdown ($7,500/Month)** - A creator details how she made over $7,000 in one month by combining several online side hustles.
- 4 (23:00) **Monogramming & Embroidery** - A TikTok shows a woman making custom embroidered items, tapping into markets like bachelorette parties and kids' clothes.
- 5 (27:05) **Mobile Car Detailing** - A mobile car detailer shows how he makes over $1,000 in a single day by cleaning cars at clients' homes.
- 6 (31:16) **Funny Voicemail Greetings** - A TikToker creates a humorous, resort-style voicemail greeting for a business, sparking a discussion about voiceover work.
- 7 (34:50) **Game Day Pins** - A TikTok shows a woman making custom pins for college football game days, a popular trend at SEC schools.
+ Full timestamped outline available in the app
Guests on this episode
Show Notes
💻 Take the Side Hustle Quiz here!
We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which part-time gigs are your perfect match.
Next Steps:
· 🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes!
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· 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
· 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
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Today’s Happy Hour Special: 🥃 Golden Vale
Recipe by: @the.sauceress
- 2 ounces Powers Irish Whiskey
- 3/4 ounce ginger liqueur
- 1/2 ounce lemon juice
- 1/2 ounce honey syrup
- 2 dashes aromatic bitters
- Several sprigs of basil leaves
Instructions: Add lemon juice and basil leaves to a cocktail shaker. Muddle into a pulp. Add all additional ingredients. Shake with ice. Fine strain into a rocks glass over several large pieces of cracked clear ice. Garnish with a dried lemon wheel and a sprig of basil. Serve and enjoy!
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