Nium Partnered with Coinbase to Make Stablecoin Payments Global! Here's Why... | Santhosh Srinivasan
June 24, 2026
AI Summary
5 min readIn a Buenos Aires grocery store, Santosh Srinivasan watched a shopkeeper walk over to a shelf every fifteen or twenty minutes, wipe out the price written on a white marker, and write a new, higher one. A biscuit that cost one dollar in the morning could cost three dollars a few hours later. That experience of hyperinflation in person crystallized for him why stablecoins are not just a speculative crypto toy but a practical tool for people and businesses trapped in unstable currencies. Srinivasan, now VP of Treasury at Nium, a global cross-border payments infrastructure company, joined the Thinking Crypto podcast to explain how his firm is trying to bridge the digital world of stablecoins with the real world of fiat payments—and why the two should coexist rather than replace each other.
Why a payments company turned to stablecoins
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What you'll learn
- 1 (04:00) **Santosh's Background & Path to Payments** - Santosh shares his journey from India to the UK, his shift from engineering to finance after the 2008 crisis, and his early career at Barclays.
- 2 (09:31) **Nium’s Overview & Pivot to B2B** - Santosh explains Nium’s evolution from a consumer remittance app (InstaReM) to a B2B payments infrastructure provider.
- 3 (12:13) **Why Nium Partnered with Coinbase for USDC** - The core motivation: solving capital efficiency and liquidity constraints for Nium and its customers.
- 4 (16:50) **Blockchains and Stablecoin Support** - Santosh details the blockchains Nium is integrating and the rationale for starting with USDC.
- 5 (18:20) **Stablecoins vs. Crypto: Educating the Market** - Santosh addresses the common confusion and skepticism about stablecoins versus volatile crypto assets.
- 6 (21:10) **The Circle Partnership (CPN Network)** - Santosh explains how Nium integrates with Circle’s Payments Network (CPN) to enable fiat payouts.
- 7 (23:08) **Defining "Stablecoin 2.0"** - Santosh introduces the concept of the next evolution of stablecoins beyond just payments.
+ Full timestamped outline available in the app
Show Notes
Topics:
- Nium's partnership with Coinbase and Circle and enabling stablecoin payments
- The future of payments with stablecoins and tokenized deposits
- Institutions adopting stablecoins and crypto
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⏰ Time Stamps ⏰
00:00 Intro
03:09 Santhosh 's background
08:41 Nium overview
16:25 Evolution of payments
19:22 Circle partnership
39:53 Wrap up questions
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#Crypto #Stablecoins #Coinbase #CryptoNews #Cryptocurrency #Bitcoin #BTC #BitcoinNe
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