Best Purchases to Be RICH In Your 30s

Rose Han, who made millions by 32 and spent close to a million on her personal lifestyle, argues that the best purchases in your 30s aren't about accumulating more stuff. They are about buying experiences, health, skills, and freedom. She offers a list of eight categories of spending that she believes build a life that is rich not just in money, but in purpose, relationships, and well-being. The core idea is that spending money well is a skill, and mastering it is essential to creating a life on your own terms.

Mini Retirements and Career Breaks

Han’s first and most unconventional recommendation is to take "mini retirements" or career breaks. She has taken three herself: a gap year backpacking before college, a period of unemployment after quitting a six-figure Wall Street job, and a recent van-life trip to heal from burnout. She argues that society pressures us to keep climbing a ladder without asking if it’s the right one. These breaks are expensive in terms of lost income, but she considers them the best investment she has ever made. The time off from her Wall Street career gave her space to explore hobbies and interests, which indirectly led to her current career as a YouTube creator. The logic is simple: you will spend decades in a career, so it is worth pausing to ensure you are climbing the right ladder.

Investing in Personal Style and Health