Don't Wait For Motivation - Take Action

What you'll learn

• 1 (01:31) **New Mom on Baby Step 7 Wants to Stay Home** - Christine, an engineer on baby step 7, asks if she can quit her job to raise her newborn son despite her financial advisor giving her a 2% chance of success.
• 2 (13:01) **House Poor Couple Considers a Major Downgrade** - Sam, who paid off $20k in debt, is tempted to sell his $240k house and buy a $50k fixer-upper from a family member to escape being house poor on a $60k income.
• 3 (22:13) **"Don't Wait for Motivation; Take Action"** - Sarah, a therapist, has lost motivation on Baby Step 3 after paying off $60k in debt, but Dave and Dr. John reframe her problem as an action problem, not a feeling problem.
• 4 (33:31) **Converting $2.8 Million to Roth IRA** - Lisa, 54, asks how aggressively she and her retired husband should convert their $2.8 million traditional IRA to a Roth IRA.
• 5 (44:48) **Rental Properties vs. the Stock Market** - Stephen, a single guy making $150k, owns three rental properties but lives in an apartment and is wondering if he should sell them and invest in the market.
• 6 (55:42) **"The Stock Market is a Math Equation, Not a Feeling"** - Dave responds to a listener question about experts predicting a massive market crash in 2026, calling the prediction "asinine" and driven by clicks, politics, and fear.
• 7 (65:42) **The $200,000 Family Loan Disaster** - Jade loaned $200k to her sister and con-artist boyfriend for a countertop business that failed, and now she's deciding whether to sue and lose the family or walk away.

+ Full timestamped outline available in the app