The Money with Katie Show
The Money with Katie Show

Financially Plan for 2026 with Katie: Self-Employment Tea & Contingency Planning

November 19, 2025

AI Summary

5 min read

🎙️ The Voices & The Context

  • The Format: This episode features a solo chat where host Katie Gaddy-Taw-San shares personal insights and financial planning strategies, making it feel intimate and relatable.
  • The Key Players:
    • Katie Gaddy-Taw-San is the main voice, known for her expertise in personal finance and her engaging storytelling style. Her candidness about her transition to self-employment makes her relatable to listeners navigating similar changes.
  • The Vibe: The tone is informal and introspective, combining personal anecdotes with practical finance advice, resulting in a blend of entertainment and education.

🗝️ Key Themes & Topics

  • Theme 1: Transition to Self-Employment

    • Katie discusses her upcoming transition from a salaried position to becoming fully self-employed. She reflects on the emotional and financial implications of this significant life change, emphasizing how it alters her financial planning.
  • Theme 2: Financial Planning Strategies

    • The episode delves into Katie's approach to financial planning for 2026. She outlines how she is adapting her budgeting methods to account for fluctuating income as a self-employed individual.

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What you'll learn

  • 1 (00:00) **🎙️ Introduction: Katie Gaddy-Taw-San**
  • 2 (01:19) **Transition to Self-Employment**
  • 3 (02:48) **Upcoming Class Announcement**
  • 4 (04:06) **Need for Health Insurance**
  • 5 (06:03) **Hiring a CPA for Tax Management**
  • 6 (08:40) **Understanding Income Projections**
  • 7 (10:32) **Sources of Income**

+ Full timestamped outline available in the app

Show Notes

At this point, the annual “Plan with Me”-style episode feels like a sacred ritual. In today's show:

  • Thinking through major tax changes, including why I finally ponied up for a CPA and what they’ll be doing
  • Estimating and planning with irregular income
  • Identifying new retirement contribution targets
  • Revisiting the slush fund concept for covering lean cash flow months
  • Penciling out a realistic spending plan

Sign up for the December 3 D.I.Y. class and see the Wealth Planner System's new features: ⁠https://www.moneywithkatie.myflodesk.com/mwk-2026-planning-party⁠

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Transcripts, show notes, resources, and credits at: ⁠⁠⁠⁠https://www.moneywithkatie.com/the_mwk_show/financially-plan-2026⁠.

Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

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