09.11.26 Clark Answers His Critics on Clark Stinks / Data Centers
September 11, 2026
AI Summary
5 min readOn September 11, Clark Howard opens his show with his usual Friday "Clark Stinks" segment, where listeners call him out for bad advice, before pivoting to a long, impassioned warning about the hidden costs of the AI-driven data center boom. The throughline is that consumers are being quietly squeezed—by bad financial products, by opaque corporate contracts, and by infrastructure decisions made without their consent—and that the only defense is to stay informed and organized.
The Prenup Reversal and the Reality of Modern Relationships
Several listeners challenged Clark's recent shift on prenuptial agreements. For years, he had argued that negotiating a divorce before marriage was a self-fulfilling prophecy, a sign you weren't committed to "forever." Now he recommends prenups in three specific scenarios: remarrying or marrying later in life, blended families with children from previous relationships, and when one spouse will leave the workforce. "It was painful for me to talk about it," Clark admits. He changed his mind because more than half of marriages end in divorce, and he hears daily from listeners dealing with the messy financial consequences of not having an agreement in place. One listener, the "Ohio Prof," accused Clark of abandoning his role as a "strong voice in stormy times" and succumbing to "popular modernistic views." Clark's defense is pragmatic: he cannot i
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What you'll learn
- 1 (01:39) **Clark Stinks: Prenup Backlash & Cohabitation Advice** - Clark reads listener criticism about his changed stance on prenuptial agreements and his advice for unmarried couples living together.
- 2 (06:42) **Clark Stinks: Rental Car Insurance Debate** - A listener argues Clark is wrong to skip rental car insurance, valuing "peace of mind" over documenting pre-existing damage.
- 3 (08:36) **Clark Stinks: CD Auto-Renewal & Callable CDs** - A listener clarifies the mechanics of CD renewals, prompting Clark to distinguish between bank and brokered CDs.
- 4 (10:26) **Clark Stinks: TreasuryDirect vs. CDs** - A listener suggests TreasuryDirect.gov as a better alternative to CDs, offering higher yields and state tax exemption.
- 5 (11:37) **Clark Stinks: Amazon Just Walk Out & Cell Phone Insurance** - Two corrections: Amazon's technology used human monitors, and claiming a phone on homeowners insurance is a bad idea.
- 6 (13:05) **Clark Stinks: Costco Pharmacy & Venmo Accounts** - Listeners critique Costco's lack of tech convenience and ask for clarity on setting up a separate Venmo funding account.
- 7 (15:41) **Clark Stinks: The 2.1 Million vs. 21 Million Error** - Clark admits he missed a decimal point, claiming 21 million skilled workers were needed instead of 2.1 million.
+ Full timestamped outline available in the app
Guests on this episode
Show Notes
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.
Also, data centers being built around the country have been polarizing, but one thing is for certain: your electricity bills are going up. Clark describes how the deals are done - often out of public view, who should rightfully pay the freight, and issues a critical call to action.
All this and more on the September 11, 2026, episode of The Clark Howard Show.
- Clark Stinks: Segments 1 & 2
- Data Centers- A Call To Action: Segment 3
- Ask Clark: Segment 4
Mentioned on the show:
- Why Clark Howard Changed His Mind About Prenups
- Car Rental Insurance: Everything You Need To Know - Clark Howard
- Is Now the Time To Get a CD or a CD Ladder? - Clark Howard
- Where Should You Keep Your Cash Reserve? / TreasuryDirect.gov
- When Should You File a Claim on Your Homeowners Insurance?
- Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone
- NYTimes: Data Centers to Add Billions in Power Costs in 13 States
- [The Washington Post] How utility and tech firms ‘educate’ regulators with big donations, secret retreats
- What Is Service Line Insurance and Do I Need It? - Clark Howard
- National September 11 Memorial & Museum
- 9/11 Day · September 11 National Day of Service and Remembrance
Clark.com resources: