07.03.26 BEST OF: Clark Answers His Critics on Clark Stinks / FREE Tuition
July 3, 2026
AI Summary
5 min readClark Howard Responds to Listener Critiques and Explains the Rise of Free College Tuition
In this "Best of" episode, Clark Howard opens the floor to listener critiques in his "Clark Stinks" segment, where he addresses corrections, disagreements, and refinements to advice he's given. The episode also explores a surprising trend: college tuition has flatlined, and more schools than ever are offering free tuition programs—though finding them requires serious digging.
Solar Generators: More Than Emergency Backup
A listener from South Carolina challenged Clark's characterization of solar generators as merely backup power for outages. Steven described purchasing an EcoFlow system with 12 kilowatts of battery storage, using time-of-day (TOD) rates to charge at six cents per kilowatt-hour off-peak and drawing exclusively from batteries during peak hours when rates hit 28 cents. His payback period: three years. He also noted that for extended outages, a 3,600-watt inverter generator can keep the system running indefinitely.
Clark conceded the point enthusiastically. "Most homeowners aren't gonna get into the weeds of how all this works, but the great news is the battery costs keep going down, down, down." He predicted that by 2030, having personal battery storage will be completely common, especially as data center demand drives up electricity costs nationwide.
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What you'll learn
- 1 (01:29) **Clark Stinks: Listener Corrections Begin** - Clark opens the Clark Stinks segment, inviting listeners to point out where he got it wrong.
- 2 (15:49) **Free Tuition for College** - Clark introduces the main segment on finding free or nearly free college tuition.
- 3 (22:27) **Listener Q&A: 529 for Incarcerated Son** - Lisa in California asks about opening a 529 for her son in prison; Clark advises on contribution limits and the new $35,000 Roth rollover cap.
- 4 (24:44) **Listener Q&A: Paying for Vet School** - Heather in New Hampshire asks how to finance vet school after a new $50,000 federal loan cap; Clark explains the need for private loans and highlights state loan forgiveness programs for rural vets.
- 5 (27:39) **Listener Q&A: Flat Rate vs. Percentage Tipping** - Bill in Pennsylvania questions why tips should be a percentage of the meal cost; Clark discusses the historical tradition, the server's hustle, and why a flat fee hasn't caught on.
+ Full timestamped outline available in the app
Show Notes
Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 6th with new ways to Save More, Spend Less and Avoid Getting Ripped Off!
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - as college costs level off due to a competitive marketplace, more institutions are finding creative ways to attract students – including offering tuition-free degrees. Clark shares resources to help you find these opportunities!
- Clark Stinks: Segments 1 & 2
- Free Tuition: Segment 3
- Ask Clark: Segment 4
Mentioned on the show:
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4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them)
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Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best?
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Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab
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How to get out of a cable or internet contract without paying a penalty
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Subscription Services: Why Canceling Is So Hard (and a Solution)
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ETFs vs Mutual Funds: What’s the Difference and When Does It Matter?
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[W Post] More colleges are offering free tuition. Explore our database.