05.04.26 Invitation To A SCAM / How To Handle Debt Collectors

Clark Howard warns listeners about emerging scams and provides practical guidance on debt collectors, consumer purchases, and financial planning, drawing from recent listener questions and his expertise.

Fake Party Invitation Scam

Criminals hack into email accounts to access contact lists, then send fake party invitations mimicking services like Evite or Punchbowl. These appear to come from a friend or acquaintance hosting an event, but the sender is a randomized email address, not the legitimate service. Clicking the link installs malware that grants hackers access to bank accounts, brokerage, retirement funds, and email for further scams.

The psychology exploits trust in social connections and distraction—busy people on phones might click without checking. Clark notes even his scam-savvy team could fall for it, as seen in Washington Post writer Michelle Singletary's near-miss. Key defense: Always verify the sender before clicking any link in invitations or texts like phony toll violation invoices. Pause and confirm directly with the supposed host.