Q&A: Unemployed MBA Grad, Starting a Fitness Business & Paid-Off Truck

What you'll learn

• 1 (01:38) **Nick D: Paid Off House & Truck, Wants to Tear It Down** - A 30-year-old earning $75k who has paid off his house and truck asks if he should use his Roth IRA principal to fund tearing down and rebuilding his house.
• 2 (07:43) **Andrew: Wife Starting an Online Fitness Business** - A man in his early 50s asks for advice on setting up an LLC, choosing a bank, and marketing for his wife’s new online fitness coaching business.
• 3 (12:00) **Nicole: UTMA Account & Payroll for Daughter** - A small business owner asks how to invest in VOO or SPY on Fidelity and how to set up payroll for her daughter.
• 4 (16:46) **Noah: Unemployed MBA Grad Looking for a Job** - A 22-year-old graduating with an MBA and $80k in debt asks how to find a job in a tough market, specifically in Billings, Montana.
• 5 (22:48) **Joe: Are Bonds Necessary in Retirement?** - A 59-year-old investor questions the conventional 60/40 stock/bond split, arguing he prefers a high-yield savings account for 2-3 years of expenses instead.
• 6 (29:30) **Michelle: Investing Everything vs. Keeping Cash** - A high-income earner asks if she should keep less cash on the side and instead use security-backed loans for large expenses, like her friend does.
• 7 Standout Quotes

+ Full timestamped outline available in the app