Should You Keep Renting or Buy a House Right Now? | Ron Simmons
August 22, 2026
AI Summary
5 min read"Now the number one failure, in my opinion, of the Biden administration that has caused, especially the housing issue, was the allowing of millions and millions of illegal aliens to enter our country. That is the number one because when they come in to the country, they have got to eat. Okay, so there's more people demanding, making demand for food and other services, and they've got to have somewhere to live. And so therefore there's a greater demand for housing and the supply did not meet the demand."
Ron Simmons, Allie Beth Stuckey's father and a former wealth manager and Texas legislator, frames the current housing affordability crisis not as a simple result of interest rate policy, but as a downstream consequence of mass immigration and pandemic-era stimulus. Drawing on his experience managing billions in assets and navigating the 1980s housing market, he argues that the present moment is historically average rather than uniquely catastrophic, and that renting may be the prudent choice until interest rates settle.
The Housing Crisis: Supply, Demand, and Immigration
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What you'll learn
- 1 (00:09) **Introduction and Host Background** - Ron Simmons introduces himself as Allie Beth Stuckey's father and outlines his credentials in business, politics, and personal finance.
- 2 (03:12) **Allie's Jubilee Debate on Abortion** - Ron critiques a recent one-on-one debate Allie had with a "progressive Christian" who defended abortion, calling the opponent's views extreme.
- 3 (08:51) **Economic Context: Housing Affordability** - Ron shifts to the economy, addressing why housing is currently unaffordable and comparing it to historical crises.
- 4 (11:48) **Historical Parallel: The 1980s Housing Crisis** - Ron compares the current housing market to the early 1980s under President Reagan, when inflation and mortgage rates were even higher.
- 5 (14:45) **Current Mortgage Rates and Inflation Data** - Ron provides specific numbers on recent mortgage rate trends and inflation, explaining why rates remain high.
- 6 (17:58) **Two Ways to Generate Wealth** - Answering a young man's question, Ron explains the only two methods to build wealth: income-based investing and owning a sellable business.
- 7 (20:21) **Parenting Advice in the Age of Social Media** - Ron addresses two parenting questions: handling public criticism of your children and navigating the pressure of "perfect" families online.
+ Full timestamped outline available in the app
Guests on this episode
Show Notes
Ron responds to Monte Mader’s “bodily autonomy” defense of abortion and breaks down why it’s a flimsy excuse to kill a baby. Trump is still grappling with the housing affordability crisis and economic fallout he inherited from the Biden administration, much like how Ronald Reagan faced severe inflation and high mortgage rates left over from the Carter years. In the early 2020s, rapid home-price growth and soaring inflation pushed 30-year mortgage rates far higher after they had been in the mid-to-high 2% range when Biden took office, echoing the double-digit inflation and 18%+ mortgage rates of the late 1970s and early 1980s. While rates have begun easing and home-price growth has slowed significantly under Trump, resolving a crisis of this scale — just as it took years in the 1980s — requires more time than many critics allow. Also, Ron answers questions on budgeting, housing, Tucker Carlson, and parenting.
Watch Allie’s Debate on Jubilee: https://www.youtube.com/watch?v=cxnfmddjcFs&t=865s
Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: https://sharethearrows.com
Share the Arrows is sponsored by:
A'del Natural Cosmetics: AdelNaturalCosmetics.com
Range Leather: RangeLeather.com/ALLIE
We Heart Nutrition: WeHeartNutrition.com
Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": https://www.toxicempathy.com
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Time Codes
0:00 Introduction
3:13 Monte Mader’s Justification for Abortion
8:51 Is the Economy Trump’s Fault
18:00 Viewer Q & A
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