Where Best to Invest — Part 1

In this episode of Pastor Rick's Daily Hope, Rick Warren addresses a question many people ask: where should you invest your money? His answer is not about stocks, real estate, or retirement accounts. Instead, he argues that the most important investments you can make are spiritual ones — and that the Bible provides a five-part framework for investing money in ways that store up "treasure in heaven" while also serving God's purposes for your life on earth.

Warren begins with a foundational distinction: "The Bible teaches that money is to be used, not loved." He emphasizes that money itself is not evil — the love of money is the problem. The principle he returns to throughout the talk is simple: "Use money, love people. If you start loving money, you're gonna do the opposite — you're gonna use people to get more money." Money, he says, is a tool God gives you to fulfill your purposes in life.

The central mechanism Warren introduces is the idea of a diversified spiritual investment portfolio. Just as any financial advisor would tell you not to put all your eggs in one basket, God has five purposes for your life — and therefore five "investment funds," one for each purpose. The episode covers the first three of these funds in detail.

The Treasury Fund: Investing in Worship