The BEST and WORST Cars (And Which Brands We Avoid)

Hosts Brian Preston and Bo Hanson evaluate cars through a financial lens, warning that vehicles can erode wealth if mishandled but can fit into a solid plan if bought strategically. They draw from their millionaire clients' habits and share rules, brand opinions, and data to guide reliable, cost-effective choices without sacrificing enjoyment at the right life stage.

Core Car-Buying Rules

Apply the 23-8 guideline: 20% down payment, finance no longer than three years (36 months), and limit payments to 8% of gross income. Millionaire clients often financed their first car (72%) for reliability to reach job opportunities but pay cash for current vehicles (60%). Avoid extremes like $1,000 beaters, which risk breakdowns, or $1,000+ monthly payments common in one in five households. Time luxury buys for later wealth-building stages (Financial Order of Operations Step 8) to minimize opportunity cost, as early splurges sacrifice long-term compounding.