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High inflation or ... high inflation?

June 24, 2026

AI Summary

5 min read

“I never paid so much attention to the ten year and the five year treasury note as I did in that last year.”

That’s Adam Hickman, a beekeeper in Irondale, Alabama, describing what it was like to take out an SBA loan to expand his business just weeks after a war started. His line captures the throughline of this Marketplace episode: the American economy is not one economy. It is a set of overlapping pressures—sticky inflation, shifting consumer behavior, tepid wage growth, and a housing market that locks out people with modest budgets—that land differently on different households. The episode weaves together three major subtopics: the psychology of the middle-class consumer, the paradoxical effect of falling oil prices on inflation expectations, and the structural barriers to buying a home under $100,000.

The middle class is paying a psychological tax

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What you'll learn

  • 1 (01:28) **Consumer Sentiment & The Middle-Class Squeeze** - Host Kai Ryssdal introduces upcoming inflation data and brings on Heather Long of Navy Federal Credit Union to discuss the real mood of American consumers.
  • 2 (07:05) **Wall Street's Shifting Inflation Narrative** - Marketplace's Justin Ho reports on a paradox: falling oil prices are now being seen as a potential driver of demand-side inflation.
  • 3 (09:16) **The $100,000 Home Mortgage Problem** - Marketplace's Kate Lantan reports on the difficulty of getting a mortgage for homes under $100,000, despite their existence.
  • 4 (11:29) **Summer Travel: The "Drive-cation" Trend** - Marketplace's Kayleigh Wells reports on how inflation and sluggish wage growth are changing travel habits.
  • 5 (18:56) **The Direct-to-Consumer Sustainable Brand Pivot** - Kai Ryssdal interviews Lindsay McCormick, CEO of Bite (plastic-free toothpaste), about the changing landscape for sustainable DTC brands.
  • 6 (25:06) **My Economy: A Beekeeper's Bond Market Education** - Adam Hickman of Fox Hound B Company in Alabama shares his story of growing a beekeeping supply business.
  • 7 Standout Quotes

+ Full timestamped outline available in the app

Show Notes

When the U.S. launched a war against Iran, some Wall Street traders bet the ensuing energy shortages would push inflation up. Now that a ceasefire has brought down gas prices, the narrative has shifted: What if cheaper gas fires up the economy too much? In this episode, the markets are betting on inflation, whichever way you slice it. Plus: Prospective buyers struggle to secure mortgages on homes worth less than $100,000, local getaways anticipate healthy summer vacation demand, and direct-to-consumer brands reframe their environmental commitments.


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