Financial data clashes and what it means for Zelle, Venmo, and more

December 22, 2025

AI Summary

5 min read

🎙️ The Voices & The Context

The Format: This fast-paced morning business news podcast delivers bite-sized expert interviews that unpack today's top financial headlines, from commodity surges to regulatory battles, in an analytical and urgent tone amid global uncertainties.
The Format: Expert interviews hosted by a fill-in anchor.
The Key Players:
- Sabri Beneshore: Fill-in host for David Brancaccio, guiding crisp discussions with probing questions on economic volatility.
- Julia Coronado: Founder and president of Macro Policy Perspectives, UT Austin professor; expert economist decoding gold trends and data quirks.
- Steve Baums: Founder and president of a fintech law firm, executive director at the Financial Data and Technology Association; passionate advocate for consumer data rights in payments.

🗝️ Key Themes & Topics

This episode dives into economic turbulence, blending safe-haven assets, data reliability woes, and battles over financial data access, capturing the water cooler buzz around gold's wild ride and potential fintech disruptions in everyday banking.

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What you'll learn

1 **(00:00) 🎙️ Introduction: Julia Coronado**
2 **(00:55) Why Gold is Hitting New Records**
3 **(02:29) Upcoming GDP Data and Recent Economic Indicators**
4 **(05:12) Should Banks Share Customer Financial Data?**
5 **(05:38) 🎙️ Introduction: Steve Baums**
6 **(05:51) What the Financial Data-Sharing Rule Means**
7 **(06:36) History and Political Shifts on the Rule**

+ Full timestamped outline available in the app

Show Notes

A Consumer Financial Protection Bureau rule designed to give consumers greater control over their financial data is now in limbo under the second Trump administration. The rule has to do with how apps like Venmo and Zelle get access to your money in the bank so that you can send it on those payment platforms. Today, we'll share what a reconsideration of the rule could mean for you. But first: why gold is hitting new records.