AI Summary
5 min read"You're One of the Worst People That Has Sat in That Seat in a Long Time"
Jason, a 29-year-old data freight analyst from Houston, walks into Financial Audit with $15.64 in his checking account, $60,710.81 in debt, and a plan to become debt-free by 2026. His strategy? His mystic told him the cards say so.
He lives with his parents, has been laid off since September, and spends $400 a month on weekly sessions with that same mystic — a woman he also lived with until he was kicked out, and whom he now pays $100 per session to be his "best friend." When Caleb asks how he affords the mystic, Jason answers without hesitation: "I ask grandma for some money."
That line becomes the episode's central nerve. Jason, 29, has never lived independently — always with a cousin, a friend, or his parents. He's been kicked out of multiple living situations, each time claiming it was because others were jealous of his spending. He now lives with his parents, owes his grandmother roughly $23,000, and treats her as an unlimited ATM for dog food, cat food, concert tickets, and weekly $100 sessions with his mystic — the same woman who got him a job at her company, then got fired from that same job, and whom he now pays to be his best friend.
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What you'll learn
- 1 (01:03) **Guest Introduction: Jason, a 29-year-old from Houston** - Jason is a data freight analyst earning $21/hour ($31K net/year) who lives with his parents and has been kicked out of multiple living situations.
- 2 (03:34) **Pattern of Failed Living Situations** - Jason has been kicked out of his cousin's house and a friend's house, always blaming others' jealousy of his "bougie lifestyle."
- 3 (09:48) **The Mystic: A Paid "Best Friend"** - Jason's primary confidant is a mystic he pays $100/week for guidance, and she is the one who told him to come on the show.
- 4 (13:15) **Revealing the Debt: $60,710.81** - Jason is shocked to learn his true debt total, which includes credit cards, loans, and money owed to family.
- 5 (18:49) **The Job Loss and Blame Shifting** - Jason was fired for chronic lateness, not discrimination, and he refuses to accept responsibility.
- 6 (25:55) **The "Bougie Lifestyle" and Spending While Unemployed** - Jason spent $3,410 in September while unemployed, including a $1,300 trip to Chicago for a Lady Gaga concert.
- 7 (30:00) **Deep Dive into the Debt: Credit Cards, Loans, and Repossessions** - Caleb reviews Jason's multiple maxed-out credit cards, personal loans, and two car repossessions.
+ Full timestamped outline available in the app
Show Notes
I call his "mystic" and fully confront her and call her out. It's a huge fight... this is the most intense post-show yet... Watch here: ➡️ https://bit.ly/chpostshow 🎁 Claim the Ultimate Hammer Bundle HERE → https://bit.ly/ultimate-hammer-bundle 🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer ============================= *Sponsors for This Video* ============================= Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us! Download Helium Mobile and sign up with code CALEB 👉 https://app.heliummobile.com/o6WA/vdqufw1r Learn more: https://heliummobile.com ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [email protected]
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