AI Summary
5 min read"I'm a spender. So I can't get to my goals and my dreams."
Mia, 37, and James, 28, got married in August 2025 after meeting on Facebook. They live in Hutto, Texas, with Mia's two-year-old daughter. Mia works front desk at a dental office for $26 an hour, having just started in October after quitting yet another job. James works in a Kratom warehouse for $23 an hour but was recently cut to 24 hours a week after inhaling Kratom powder landed him in the hospital three times. Their household income fluctuates between $4,000 and $5,000 a month. They have $27,823.53 in combined debt. They have no emergency fund, no savings, no retirement, and no health insurance. When asked to rate their household financial health on a scale of zero to ten, both said zero.
The spending problem that income can't fix
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What you'll learn
- 1 (01:02) **Introducing Mia and James** - A 37-year-old front desk worker and a 28-year-old warehouse worker from Huddle, Texas, come on the show to get a financial audit.
- 2 (06:53) **"Christianity is not a religion"** - The couple argues that their faith is a relationship, not a religion, and discusses their street ministry.
- 3 (10:05) **Income and Job History** - Mia makes $26/hour at a dental office, but has a history of quitting jobs, while James makes $23/hour at a Kratom warehouse.
- 4 (14:38) **Family and Kids** - Mia has five children from four baby daddies, with only one living in the home.
- 5 (18:36) **James's Prison and Addiction History** - James spent 15 months in federal prison for drug possession and was addicted to meth for seven years.
- 6 (26:46) **Mia's Job-Hopping and Business Dream** - Mia has quit seven jobs in 18 months, calling the 9-to-5 "slavery," and dreams of running a dental consulting business.
- 7 (36:48) **James's Towboat Career Plan** - James wants to get his TWIC card and work on towboats, which could pay $30+/hour and lead to a six-figure career.
+ Full timestamped outline available in the app
Show Notes
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