AI Summary
5 min readIn a Financial Audit episode that host Caleb Hammer calls one of the most disgusting he has ever filmed, a 23-year-old pregnant woman from Akron, Ohio, arrives six months sober from a ketamine addiction that saw her consuming up to three grams a day. She is 27 weeks pregnant with her second child, having gotten pregnant two weeks after leaving rehab. She already has a six-year-old son, whom she had at 17. Her current boyfriend — the father of the unborn child — is her ex-boyfriend’s brother, a man she began seeing while still technically in a relationship with that ex. The ex discovered the affair by hiding a baby monitor camera under her bed while moving out. The situation escalated into a brief "thruple" with the brother's wife, who has since blocked her on Facebook. The episode is a dense, chaotic unraveling of financial ruin, repeated betrayal, and what Hammer calls "breeding endlessly" without the means or stability to support children.
The central argument: pattern, not bad luck
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What you'll learn
- 1 (02:30) **Setup: Sarah, 23, Pregnant, Recently Out of Rehab** - Caleb introduces Sarah, noting she got pregnant two weeks after rehab, setting the stage for a chaotic financial audit.
- 2 (04:51) **Family Tree Chaos: Exes, Dads, and Brothers** - Sarah's convoluted relationship history is mapped out, revealing a pattern of cheating and unstable partnerships.
- 3 (09:06) **The Thruple Revelation: Cheating Leads to a Three-Way Relationship** - Sarah details how she and her current boyfriend started an affair, which led to a "thruple" with his then-wife after being caught.
- 4 (11:53) **The Whiteboard Mess: Mapping the "X's"** - Caleb attempts to draw a diagram to make sense of the multiple partners, labeling them X1, X2, and X3.
- 5 (16:00) **Financial Reality: $103K in Debt and Zero Income** - The audit reveals a staggering $103,000 in debt, with Sarah and her boyfriend currently bringing in no income.
- 6 (19:37) **The "Baby Daddy" FaceTime Call** - Caleb calls the boyfriend, who hangs up after being confronted about his lack of employment and responsibility.
- 7 (22:15) **The "Net Taker" Debate: Tax Refunds and Food Stamps** - Caleb argues that Sarah and her boyfriend are "net takers" from society, relying on tax credits and food stamps while choosing not to work.
+ Full timestamped outline available in the app
Guests on this episode
Show Notes
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