Sellers Are Accepting Even Less | Jan. 2026 Housing Market Update

January 23, 2026

AI Summary

5 min read

🎙️ The Voices & The Context

The Format: Solo analytical podcast episode delivering a monthly housing market update, packed with data, charts, and forecasts in a structured monologue format.
The Key Players:
Dave Meyer, BiggerPockets' investor analyst and chief investment officer; a data-driven real estate expert known for his "Great Stall" thesis on flat markets, sharing insider insights without guests.
The Vibe: Educational and optimistic—analytical breakdowns counter crash fears with encouraging trends, blending caution for homeowners with excitement for investors.

🗝️ Key Themes & Topics

Dave Meyer recaps 2025's flat housing market, analyzes supply/demand dynamics, predicts a "Great Stall" continuation into 2026, and surveys BiggerPockets investors' strategies amid rising expenses.

Topic 1: Demand & Supply Balance – Demand (measured by mortgage purchase apps) is up 10% YoY despite high prices; inventory rose only 4% YoY due to record-low new listings, creating a balanced market with homes selling 2% below list after 60 days on market—the strongest buyer's market since 2013.
Topic 2: 2025 Prices & 2026 Outlook – National prices flat at +0.5% YoY; huge regional splits (Detroit +9%, Dallas -8%); mortgage rates dipped to 5.99% briefly via $200B gov't MBS buys but average ~6.1%; predicts modest affordability gains but multi-year s

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What you'll learn

1 (00:00) **January 2026 Housing Market Update Overview**
2 (01:34) **Demand Side of the Market**
3 (03:53) **Supply Side and Inventory Trends**
4 (07:17) **2025 Market Results and Regional Differences**
5 (09:28) **Buyer Conditions and Investing Tips**
6 (14:18) **2026 Predictions: Mortgage Rates and Affordability**
7 (19:14) **Delinquencies, Foreclosures, and Crash Risks**

+ Full timestamped outline available in the app

Show Notes

Buyers just got even more in control, and it’s excellent news for investors.

Homes are now sitting on the market for the longest time in a decade, with sellers accepting thousands less than their original list price. For those who have been waiting to buy their first or next investment property, this could be the sign that it’s time to get in the game. But, with mortgage rates (slowly) coming down, will this window of opportunity last months or mere weeks?

We’re back with our January 2026 housing market update! Dave is getting into it all—mortgage rates, inventory, demand, and why investors are becoming so bullish heading into this new year.

Think there’s a housing crash on the way? Dave does his favorite thing—looks at data instead of guessing—to show some clear signs that those hoping for a crash will (unfortunately for them) be waiting quite a while. Demand is growing (steadily), and hungry homebuyers are itching to get back into the market. How much time do we have before steady appreciation returns?

Stick around, we’re getting into it in this housing market update!

In This Episode We Cover

Sellers are accepting less: How much should you be bidding on houses?

The best (and worst) housing markets in America (updated)

Growing buyer demand and signs that the housing market (probably) won’t crash

Why mortgage rates reversed after falling below 6% earlier this month

Why investors are getting so bullish about rental properties in 2026

And So Much More!

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