This TikTok “Money Glitch” Ruined Their Lives.. | Asmongold Reacts | Asmongold
October 18, 2026
AI Summary
5 min readThe TikTok "Money Glitch" That Bankrupted Its Own Believers
In 2024, a wave of TikTok videos convinced thousands of people that Chase Bank had a "money glitch"—deposit a bad check, withdraw the cash before it clears, and keep the money. One man filmed himself staring at a negative $40,000 balance on his Chase account, shaking his head in disbelief. "What is my life? What do I even do now, bro?" he asked his phone. As Asmongold watches these clips, he keeps returning to the same question: why would anyone document themselves committing felony check fraud and post it to the internet?
The Mechanism of a Self-Inflicted Scam
The "glitch" was straightforward check fraud. Users deposited large fake checks through the Chase mobile app, then immediately withdrew the cash from ATMs before the bank could verify the check was bad. Chase eventually placed seven-day holds on affected accounts, and when the checks bounced, account balances plummeted into the negative—often by tens of thousands of dollars.
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What you'll learn
- 1 (00:00) **Setup: The "TikTok Money Glitch" Explained** - Asmongold introduces the topic: a viral TikTok trend where people believe they can exploit a Chase bank glitch for free money, which is actually just check fraud.
- 2 (03:00) **First Victim: The 7-Day Hold** - A Chase customer films his account being frozen after trying the "money glitch," showing a $40,000 deposit placed on a seven-day hold.
- 3 (04:05) **Second Victim: The -$11,000 Balance** - Another TikToker shows his account went from a deposit to a negative $11,000 balance after the fraudulent check cleared.
- 4 (05:47) **The "Brat or Demure" Commentary** - Asmongold connects the check fraud trend to the viral "brat" and "demure" internet slang, calling it a new flavor of "brain rot content."
- 5 (08:15) **Fake or Real? The LARPing Victims** - Asmongold analyzes multiple viral videos of people claiming to have massive negative balances, questioning their authenticity.
- 6 (10:44) **The Smart One Who Resists** - A TikToker admits he wants to try the Chase glitch because his friends are "running it up," but he knows God will use him as an example if he does.
- 7 (11:40) **The Fake Phone Call and Self-Snitching** - A video shows a man claiming Chase is calling him, which Asmongold immediately dismisses as 100% fake but still finds funny.
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Show Notes
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